Mr. Cadarette is the firm's Chairman and one of the senior founding members of The Claro Group. He is part of the firm’s Disputes, Claims and Investigations practice, which is dedicated to assisting clients with the resolution of major insurance claims and other complex disputes. Mr. Cadarette maintains his primary office in the Los Angeles area. 

John's passion and expertise is helping clients resolve complex claims via strategic business negotiations, rather than through litigation. He has more than 35 years of complex claims negotiation experience, and has been the lead or co-lead on teams that have recovered over $3 billion for their clients, many of whom are listed in the Fortune 500.

Prior to co-founding The Claro Group, John was a Managing Director with the consulting firm of LECG; a Worldwide Partner with Arthur Andersen; and a Partner in one of California's oldest and largest law firms, Pillsbury Madison & Sutro (n/k/a Pillsbury Winthrop Shaw Pittman), where he led the firm's Tort and Insurance Litigation practice group and served as the Managing Partner of its Los Angeles office.

Experience +

Retained by the National Football League Players Association (NFLPA) as a key member of a “behind-the-scenes” strategy team that, among other things, developed and negotiated what is believed to be the first ever union-side lockout insurance policy for the NFLPA in connection the renegotiation of its collective bargaining agreement with the NFL Owners.

Negotiated to conclusion numerous complex, multi-party insurance claims involving: major first party property damage and business interruption losses for commercial property owners; historic and future environmental and asbestos liabilities for Fortune 100 companies and smaller clients; toxic tort exposures for various manufacturers; aviation hull and liability claims; earth subsidence cases for commercial and individual property owners; and assorted professional liability exposures under D&O and professional malpractice policies.

Lead or co-lead on major liability, property damage and business interruption claim negotiations and settlements with values up to $750,000,000. Representative engagements include claims involving: the largest North American onshore oil release from a pipeline into an environmentally sensitive river and surrounding area; the collapse in an underground coal mine resulting in a major property damage and business interruption claim; a large government-owned utility with both property damage and third-party claims associated with a major release of coal ash; a roof collapse from heavy snow at a major casino; property damage and business interruption claims to office buildings and hotels resulting from Hurricane Ike; several major hurricane damage claims to offshore platforms and oil wells and onshore production facilities and buildings; massive Hurricane Katrina damage to large casino and resort on the Gulf of Mexico; total loss due to tornado damage at a gas compressor station; major fire at a crude oil processing facility; an explosion at a large automobile manufacturing facility; a turbine explosion at a natural gas transmission station; earthquake damage to condominiums and commercial properties; various losses resulting from the September 11, 2001 terrorist attacks; failure of a turbine at a cogeneration facility; a commercial airliner sliding off a runway into a saltwater lagoon; hurricane damage to resorts in the Virgin Islands and Hawaii; earth movement damage to more than 250 residences; and a total fire loss at a garment manufacturing facility.

Lead or co-lead on numerous long-tail environmental and asbestos insurance claim negotiations that have resulted in settlements ranging from $500,000 to over $200,000,000. Specific industry experience includes oil & gas, utilities, wood and paper products, mining and automotive/heavy manufacturing.

Prosecuted one of the first "bad faith cancellation" cases against a D&O carrier who cancelled coverage during a pending hostile takeover. Argued case in trial and appellate courts, establishing right to sue for RICO violations arising out of the cancellation of $100 million of coverage.

Argued a precedent-setting "proximate cause" insurance case before the California Supreme Court resulting in a unanimous decision in favor of the policyholders.

Education +

B.B.A., With Distinction, University of Michigan, 1980

J.D., Notre Dame Law School, 1983

Certifications +

Admitted to California Bar 1983 – Currently on inactive status

Memberships +

Board Member, The Claro Group

University of Michigan, Los Angeles Alumni Advisory Council

Invited Participant, Master's Forum at Pepperdine University Law School - intensive advanced level seminar by invitation only for professionals involved in alternative dispute resolution

Founding Member and former Chairman, Los Angeles County Bar Association's Committee on Professionalism - established to draft and publish litigation guidelines designed to foster a greater level of civility in litigation matters

Publications & Speaking Engagements+

Mr. Cadarette is a frequent lecturer at a wide variety of negotiation, insurance and dispute resolution seminars, most recently including:

RIMS 2014 – Disaster Planning and Managing Large Losses; Lockton’s Complex Claims Summit; Willis’ Construction Risk Management Conference; Mid-Ocean Insurance/Re-Insurance Summit; Aon’s Energy Risk Symposium; Pipe Line Insurance Managers Conference; and the Edison Electric Institute's Risk Management Annual Meeting

Practices +Insights +

Client Updates/Bulletins

  • A Message From Our Chairman

    Welcome to The Claro Group. Since our founding in September 2005, we have always strived to provide our clients with world-class consulting, advisory and analytical services. As a result, our clients (many of whom we…